Insure.com has surveyed policyholders of the top car insurance companies to help you find the best car insurance for your needs. On this page we will examine ways to purchase low-cost retirement car insurance and how age and other factors affect costs. Of the car insurers we surveyed, you found that regional and national companies made up the majority of the top 10% of the country's leading car insurers. Smaller insurers were also taken into account when rates were available, and our analysis includes the cost of premiums and deductibles and the percentage of premium payments to seniors.
This table shows the best car insurance rates in Massachusetts, ranked from the most expensive to the cheapest by the eight companies in our sample. To see our Best Car Insurance Companies page, check out our list of insurance companies, which includes the 10% of the country's leading car insurers. There are a number of smaller insurers, including Blue Cross and Blue Shield of Massachusetts and American Life Insurance.
The offers you receive from insurance companies vary from company to company and from state to state, and from insurer to insurer. For example, rates for people who are often considered risky customers by insurers could vary widely depending on the company or location.
Get help from your local independent insurance agent to compare prices and get qualified discounts so you can get the coverage you need at the best prices. If you are planning to move to a new city, call your agent to find out the best car insurance rates in your area for your specific needs. You can start the comparison process at any time to make sure you have the cheapest car insurance available. Go and compare tailor-made cars - insurance offers from one of the leading car insurers in the state of Massachusetts or from a local insurance company.
If brochures are not available, visit the insurer's website and forget quotes from several insurance companies, which represent a variety of different types of car insurance in your area.
Massachusetts is one of the few states where insurance companies do not have to file an SR-22 form with the Department of Motor Vehicles before reintroducing, suspending or revoking driver's licenses. In such situations, contact the Massachusetts Auto Insurance Bureau, which requires your insurer to issue an SR-22 form upon request.
While the state does not require full-insurance, some lenders require such insurance for leased or financed vehicles. The state requires drivers to have accident insurance coverage for at least two years, but not more than three.
If you're not trying to get a discount by insuring your home or car with the same insurance, you should.
If you're not trying to get a discount by insuring your home or car with the same insurance, you should. First, contact your state's insurance regulator and see if it can provide a free brochure that ranks insurers by price. Bundled coverage: a list of all bundled coverage available for your car in the state of Massachusetts.
GEICO's car insurance costs $3,304 a year for an accident in Massachusetts, more than double the average cost of comprehensive insurance in the state. NerdWallet has evaluated insurance estimates from the Massachusetts Department of Public Health and Human Services and the Insurance Institute for Highway Safety. Although our example driver had no accidents with third party debt, we found that GEICO had the cheapest deals on all-comprehensive insurance, with an average price of $1,821 per month.
According to the Insurance Information Institute, an increase in the deductible could help save up to 40 percent on collisions and full-scale damage. Talk to your insurance agent to find out how much it costs to add useful other collision cover to your car insurance. Call your insurance agent before you buy a car and ask what the cost is for several different models.
If you have a lapse in your car insurance cover, rates can be increased if it turns out you are at high risk. Buy a cheap car - the best deals from several insurers are to find the cheapest rates. If you bundle your car insurance with homeowner or tenancy insurance, you can get substantial discounts on your policy.
Most insurance companies reduce your premium by 10 to 20 percent if you insure more than one car and bundle your home and car insurance. Exploiting this is one of the easiest ways to avoid a crash, although it will lead to claims for damages and higher costs for car insurance.
Have your driving monitored: Many car insurers offer discounts if you agree to install a monitoring device in your car to track driving. If you maintain a clean driving style and thus take a low risk for your insurer, you will receive a decent discount.
When most drivers are 30, they have a lower insurance rate than their 65-year-old counterparts. While some companies have better insurance rates for younger drivers, it is best to look around to find a younger driver, prices will rise as 65-year-olds get older and behave. Motorists in their 30s can get lower rates by walking around and taking advantage of discounts on car insurance.